By Ben Kershaw on Friday, January 25, 2002 - 1:47 pm: |
I'm sure this has been posted before, but just in case....
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By Todd McBride on Friday, January 25, 2002 - 4:39 pm: |
I would still call your credit card company and have them send it to you in writing (they can always change a website). My credit card insurance would not cover SUVs, pickup trucks, or full size vans.
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By Ben Kershaw on Friday, January 25, 2002 - 5:31 pm: |
It depends. I called the bank that issued my card, and they sent me the terms of my credit card agreement. Those terms didn't say much about car rental insurance outside of the US, so I called them and asked them again. They then told me that the coverage was provided by Visa itself (not tied to any bank), so I called Visa. They told me the details about the coverage (and verified that the RAV-4 is covered), and then directed me to the Web page as well.
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By Brent Oglesby on Sunday, January 27, 2002 - 1:18 pm: |
I have a Visa Gold, which seems to have identical coverage. I just received a Visa Gold Benefits Package insert with my most recent invoice. The effective date for the ARI (Auto Rental Insurance) benefit is 03/01/02; hence, that means that my current coverage may differ slightly from what they plan to cover beginning 03/01/02. I have looked at both coverage documents and they appear to be the same, but I am not certain. Here is the current coverage for the ARI benefit(through 02/28/02):
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By Anonymous on Monday, January 28, 2002 - 2:34 pm: |
I have a business Mastercard that I will be using to book the rental pickup in March. It is an international card and carries an extra policy as a perk that is separate from the normal Mastercard insurance. The regular Visa card insurance (whether it's platinum, gold or zirconium) does not cover pickups, vans or SUV's. As far as I know a Rav 4 is an SUV. I don't care what anyone told you on the phone. If you are covered, you are the only person on the planet that I know of. I travel the entire world daily.
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By Jake Richter - NetTech on Monday, January 28, 2002 - 3:45 pm: |
Hi Anon,
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By Josie on Monday, January 28, 2002 - 5:13 pm: |
I guess I wouldn't mind paying the insurance if I was only visiting for one or two weeks, but I'll be there for a month and that's about $330 extra. We'll need a pickup this trip, so that's the way we'll go. I've NEVER had a car accident or an insurance claim, or even a ticket for anything in 33 years of driving, but I do get nervous, so we'll pay the bucks. However, it does irk me. My car insurance at home is only $200 for six months, so $10-$11 a day is a LOT!!!
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By Glen Reem on Monday, January 28, 2002 - 6:37 pm: |
Check with your US car insurance company, Josie. Sometimes special, short term coverages can be arranged for specific periods and items. Probably less than the regular CDW on Bonaire. Worst they can say is 'no'.
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By Josie on Monday, January 28, 2002 - 7:00 pm: |
Worth a try, Glen. I'll call State Farm tomorrow.
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By Brent Oglesby on Monday, January 28, 2002 - 10:40 pm: |
I believe one of my previous points above, #4, might have been overlooked (since I failed to bold font it).
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By Jake Richter - NetTech on Tuesday, January 29, 2002 - 6:13 am: |
The off-road thing could be an issue however, considering there is Washington Park to visit (and that might be considered "off-road". Also, I've heard mixed evaluations of whether shore dive sites are deemed "off-road".
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By Glen Reem on Tuesday, January 29, 2002 - 10:30 am: |
As always, 'the devil is in the details'!!!
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By Ken on Tuesday, January 29, 2002 - 11:30 am: |
Josie... let me know what your state farm rep says... mine's hard to get ahold of.
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By Ben Kershaw on Tuesday, January 29, 2002 - 1:47 pm: |
Jake,
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By Gordon Brown on Friday, February 15, 2002 - 5:38 am: |
OK "Anon" may have gone off half cocked, ;-)
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By Daniel Senie on Saturday, February 16, 2002 - 5:07 pm: |
Pickup trucks are often NOT covered as rentals by your own insurance or coverage on credit cards.
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By Leif S on Monday, July 8, 2002 - 6:12 pm: |
June update for this topic...
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