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Dining: Credit cards
Bonaire Talk: Dining: Credit cards
Top of pagePrevious messageNext messageBottom of page Link to this message  By pat murphy (Supreme BonaireTalker - Post #2865) on Wednesday, March 23, 2011 - 9:23 am:     Edit PostPrint Post

i just thought i'd mention this about using a credit card on bonaire. last night we had dinner at city cafe with tom and darlene...great dinner, great friends. i paid the bill with a credit card and when i got the receipt back to sign we noticed that the entire credit card number was on the part of the receipt that the restaurant would keep, not just the last four numbers. on our copy it was just the last four numbers.

i'm not sure how many other places do this. it seems like it's not a good idea to leave the paper on the table since anyone could either take it or at least look at it and write the credit card number for future use. i made sure that i took it directly to the bar and gave it to them so the bill would be paid.

i think this might have happened at a few other places but i never thought about the consequences till last night. in the future i'll make sure i give the signed copy directly to the waitress rather than leaving it on the table.

 

Top of pagePrevious messageNext messageBottom of page Link to this message  By Vince DePietro-www.bonairebeachcondo.com (Supreme BonaireTalker - Post #3491) on Wednesday, March 23, 2011 - 1:19 pm:     Edit PostPrint Post

Pat.. For those folks like yourself (who are on the island extensively and own property), I think it makes much better sense to use the MCB debit card linked to your checking account. This way you avoid all that & have on line access to every charge made on Bonaire. Great for tax records, plus you and the merchant avoid all the fees.

(Message edited by vini85 on March 23, 2011)

 

Top of pagePrevious messageNext messageBottom of page Link to this message  By Scot Ward (Experienced BonaireTalker - Post #269) on Monday, March 28, 2011 - 9:32 pm:     Edit PostPrint Post

I've had this happen in various countries. Never really been a problem.

 

Top of pagePrevious messageNext messageBottom of page Link to this message  By Tobi Fess (New BonaireTalk Poster - Post #3) on Tuesday, April 5, 2011 - 10:03 pm:     Edit PostPrint Post

I work for a bank as a fraud examiner. One warning for you regarding use of your debit card vs credit card......there is generally a limit and a grace period on your credit card, and visa, master card, etc are generally quick to credit your account for any losses while they investigate a reported fraud. Your debit card, on the other hand, is liked directly to your account and as a result, fraud can be more devastating to your ability to access funds, not to mention the fact that you will have to deal with any auto drafts that are rejected due to insufficient fund, overdraft fees, etc. Personally, I would take my chances with the credit card......and bring an extra just in case (they likely won't send a new card anywhere but your house). The only place I EVER use my debit card is in a recognized ATM (believe it or not, organized crime groups like to buy and place ATMs!). Never use your card in a generic ATM.

 

Top of pagePrevious messageNext messageBottom of page Link to this message  By KOB (LBR32) (Experienced BonaireTalker - Post #565) on Wednesday, April 6, 2011 - 7:05 am:     Edit PostPrint Post

Thanks, Tobi. Great advice. Not just for Bonaire, but everywhere.

 

Top of pagePrevious messageNext messageBottom of page Link to this message  By Karen Dancheck (Experienced BonaireTalker - Post #164) on Sunday, April 10, 2011 - 9:35 pm:     Edit PostPrint Post

Since the currency in Bonaire now is the US dollar, is there still any additional fee for using a credit card? I would think no...

 

Top of pagePrevious messageNext messageBottom of page Link to this message  By Grunt (Extraordinary BonaireTalker - Post #1257) on Sunday, April 10, 2011 - 9:49 pm:     Edit PostPrint Post

Most, but not all, USA issued credit cards tack on a fee for transactions outside of the USA even if they are charged in US$.
They do this because they can.
I believe Capital One might be an exception.

 

Top of pagePrevious messageNext messageBottom of page Link to this message  By Karen Dancheck (Experienced BonaireTalker - Post #165) on Sunday, April 10, 2011 - 10:15 pm:     Edit PostPrint Post

AH thanks Grunt. That is evil that they charge anyway!! I just got a new Chase Continental card. Good thing I didn't just assume there would not be a fee! We are going back for 2 weeks in June and my plan was to just charge everything to get the air miles.

 

Top of pagePrevious messageNext messageBottom of page Link to this message  By R.A.... (BonaireTalk Deity - Post #17414) on Sunday, April 10, 2011 - 11:51 pm:     Edit PostPrint Post

Many cards have eliminated the 3% foreign transaction fee. American Express platinum and Visa black both have. However the tricky part is I had to enroll my card in order for this to be effective. No fee to do so but if you miss that small detail you'll continue paying the 3% fee.

 


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