This subject just occured to me last night and I think it's worth checking on. Rental car insurance. How often, when renting a car, do you decline the insurance because you believe that you have coverage through whichever credit card you are using to secure the rental? Well, we have learned through BITTER experience that this is not always/often the case. There are some real clangers in this assumption. For instance, you MAY have coverage if you rent a car. That insurance MAY just be for liability, not collision. And you almost certainly will NOT have coverage if you're renting a VAN. How scary is that?

I just checked with our Grey Power insurance company and they can add an endorsement to our existing policy to cover us with a rental car if we're on continental North America. Not the islands. What experience has anyone else had with this situation? We really don't like paying the huge daily dollars to the rental company for insurance but are just as reluctant to drive without proper coverage. Suggestions?? Anyone??

Freda
Ontario

Here is an old discussion about credit card and insurance for car rental.

http://www.oldbonairetalk.com/newsgroup/messages/32/221.html?SaturdayJanuary2920000338pm

What is boils down to is each person should contact their personal car and credit card companies about their car rental insurance policy. The car rental company should also have a written copy of what their various insurance options cover.