|By Ron Myers (BonaireTalker - Post #13) on Wednesday, November 12, 2003 - 9:25 pm:|
I am doing a prelim on retiring to Bonaire. Among many questions is the availability and cost of health care. Have any BT members from the United States moved to Bonaire and resolved this problem, and if so, how? Thanks for any help.
|By Ruth van Tilburg (BonaireTalker - Post #96) on Thursday, November 13, 2003 - 11:23 pm:|
Try a keyword search for 'health insurance' etc. I've cut/paste an old answer of mine to a similar question from a 12/2002 posting:
|By Linda Richter - NetTech (Moderator - Post #1547) on Friday, November 14, 2003 - 8:51 am:|
I also feel the system here does not handle wellness or preventative care. I would still suggest you have your physicals and regular tests that you might have every couple years done in the states.
|By Ron Myers (BonaireTalker - Post #14) on Tuesday, November 18, 2003 - 10:22 pm:|
Ms. Van Tilburg: Thank you so much for your very informative response. It gives me my first good grasp of the health care situation there. I am much interested in contacting your insurance agent in order to get an idea of health insurance costs. My wife and I will be there for three weeks in early May, when we will be able to explore the issue in more depth. Thanks again for your help. Ron Myers
|By Ruth van Tilburg (BonaireTalker - Post #98) on Wednesday, November 19, 2003 - 8:46 am:|
Her name is Valarie, and she works, representing several insurance companies, out of MCB (Maduro & Curiel's Bank), which has branches in town & at Sand Dollar. I'm sure you'll be able to see her while you're here next May. Her office is in the Sand Dollar branch.
|By brian mccarley (New BonaireTalk Poster - Post #3) on Tuesday, February 17, 2004 - 2:02 am:|
|By seb schulherr (Extraordinary BonaireTalker - Post #1409) on Tuesday, February 17, 2004 - 9:08 am:|
Depends on your carrier, I've put in bills from Bonaire. Obviously, your HMO is not going to work there though, you need to have a PPO or similar.
|By Linda Richter - NetTech (Moderator - Post #1678) on Tuesday, February 17, 2004 - 9:44 am:|
Local health care is paid by your employer. Medium to low salary gets you SVB. This is what my family uses. It is much like an HMO in use. No co-pays, you have a specific doctor you go to that must do referrals for specialists. Most medicine is entirely covered so you just pick it up free at the pharmacy (Botica) even OTC cold meds if your doctor writes a scrip. Emergency care is completely covered. Surgeries and specialists are mostly on Curacao. We don't have facilities for cancer treatment or dialysis. You are covered in the Netherlands Antilles only, although you can get a written permission if you are visiting Aruba or Holland, I believe, to extend coverage.
|By brian mccarley (New BonaireTalk Poster - Post #7) on Wednesday, February 18, 2004 - 1:20 am:|
Thank you for the great information. I'll look into the SVB and see if I qualify.
|By Ruth van Tilburg (Experienced BonaireTalker - Post #171) on Wednesday, February 18, 2004 - 8:52 am:|
You'll qualify for SVB if your gross salary is less than fls 3.800/month (although that rate might be raised slightly-SVB hasn't come out with the 2004 salary-limit yet). And, also consider that SVB and private insurance companies here will exclude pre-existing conditions, and may refuse you entirely, say if there's something you can't hide--like a great big scar down your chest from previous heart problems, etc. Once you're denied by one insurance here, the others may/will also deny coverage. Employers are not obligated to provide private insurance if you're over the salary limit--that's up to the company. SVB patients having hospital stays are put in a general ward; here the hospital is not so bad (2-4/room, some w/no a/c); in Curacao, there are up to 8-16/ward, no a/c). It's definitely worth it if you have SVB, to purchase an SVB "Upgrade" from a private insurance co-this will allow for room/care upgrades if a hospital stay becomes necessary. It's fine here as long as you really don't get too sick. Be very careful before you cancel any of your current policies.
|By Ron Dur (New BonaireTalk Poster - Post #6) on Saturday, July 17, 2004 - 4:11 pm:|
Can I get an answer to these questions?
|By Linda Richter - NetTech (Moderator - Post #1903) on Saturday, July 17, 2004 - 8:40 pm:|
Bonaire is not part of the EU. Bonaire is part of the Dutch Kingdom under the country the Netherlands Antilles.
|By Ruth van Tilburg (Experienced BonaireTalker - Post #241) on Sunday, July 18, 2004 - 10:57 am:|
So that would be a "no" to questions 1-3. And let me guess, the six months in Sweden would be Oct-April-ish? Uh, no thanks! We can talk about August or September though...
|By Ron Dur (New BonaireTalk Poster - Post #7) on Sunday, July 18, 2004 - 12:24 pm:|
|By Ruth van Tilburg (Experienced BonaireTalker - Post #242) on Sunday, July 18, 2004 - 4:58 pm:|
If I don't get to South America to ski next summer, I might take you up on that. I definitely agree, Sweden is very beautiful, even in the months of February & March, when I've visited (it was so cold I thought my face was going to fall off!).
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